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Payment Gateways — India
PhonePe Integration Services
PhonePe Business integrated for online + offline payments and India's biggest UPI base.
★ 4.9 · 76 reviewsTop Rated Upwork · 100% JSSStarting from ₹5.0K
PhonePe processes ~46% of UPI transactions in India — the dominant UPI app with 500M+ users. We integrate PhonePe Payment Gateway for online checkout (web + mobile + app SDK), PhonePe ForBusiness for offline retail QR + soundbox, and PhonePe Switch for super-app deep links. Especially relevant if your audience is Tier-2/3 cities, retail, or anywhere UPI is the default checkout method.
Why Hire Us
Why Teams Choose Us for PhonePe Integration
Specifics that matter when you are betting your business on a PhonePe integration.
01
PhonePe = 46% of India's UPI — best for Tier-2/3 audiences
PhonePe captures 46% of UPI transactions in India and dominates Tier-2/3 cities. For audiences in Lucknow, Indore, Patna, Bhopal, Coimbatore — PhonePe-first checkout converts 8-15% better than Razorpay default UPI.
02
PhonePe ForBusiness offline + online unified
For brands selling both online + retail, PhonePe lets you unify both — same dashboard, same MDR, same settlement. We integrate online checkout AND retail QR/soundbox flows in one project.
03
In-app PhonePe deep link SDK for super-app placement
Get your business listed inside the PhonePe super-app — customers transact without leaving PhonePe. We handle the deep link SDK + listing approval. Especially powerful for travel, food, and services.
04
Lower MDR for UPI volume than Razorpay/PayU
PhonePe's UPI MDR is competitive at scale. For brands processing ₹50L+/month with 70%+ UPI traffic, switching from Razorpay UPI to PhonePe UPI saves 0.3-0.5% MDR.
What's Included
Everything You Get in a PhonePe Integration
No fine print, no surprise add-ons. Every line below is included in our scope.
PhonePe Business merchant account setup
Web checkout integration (Standard or Custom)
In-app SDK for native iOS / Android
PhonePe Switch deep link SDK (super-app listing)
PhonePe ForBusiness offline retail QR config
Webhook + signature verification
Refund flow + admin trigger
GST-compliant invoicing
Settlement reconciliation
60 days post-launch support
Our Process
How We Ship Your PhonePe Integration
Day-by-day, with milestones you can hold us to.
1
Day 1
Audience audit + product mapping (web / app / offline)
Pick PhonePe Standard, Custom, In-App SDK, Switch, or ForBusiness based on use case.
2
Days 2-3
Backend integration + signature validation
Server-side PhonePe SDK with HMAC signature validation.
3
Days 4-5
Frontend / In-app / offline QR setup
Web checkout or native SDK or offline retail QR config.
4
Day 6
Testing across platforms
Live test transactions on real PhonePe accounts.
5
Day 7
Production go-live
Switch to live, GST invoicing wired. 60-day support starts.
Transparent Pricing
PhonePe Integration Pricing
Fixed-price tiers in INR (India pricing). Equivalents in other currencies shown for reference. No hourly billing surprises.
Starter
For small teams shipping fast
₹5.0K – ₹10.0K
$79 global · AED 600 UAE
4–6 days- Standard checkout integration
- UPI + Cards + Net Banking
- Webhook handler
- Refund flow
- 30 days support
⭐ Most Picked
Pro
For growing businesses needing the full feature set
₹25K – ₹50K
$549 global · AED 3,000 UAE
8–12 days- Custom checkout (branded)
- In-app SDK for native iOS/Android
- PhonePe Switch deep link integration
- GST invoicing
- Settlement reconciliation
- 60 days support
Enterprise
For complex flows, marketplaces, and scale
Custom Quote
Priced per scope
15+ days- PhonePe ForBusiness offline + online unified
- Multi-outlet retail rollout
- Custom risk rules
- Dedicated SLA
- Quarterly review
Tech Stacks
We Integrate PhonePe Across Every Major Stack
Your tech stack does not change our pricing. Pick yours below to see relevant work.
Industries
Trusted by PhonePe Users in These Industries
Industry-specific patterns, compliance, and proven flows.
Case Studies
Real PhonePe Integrations We Shipped
Specific outcomes, not vague testimonials.
E-commerce
Tier-2 D2C brand — PhonePe-first checkout (UPI 84%)
Made PhonePe UPI the highlighted method for Tier-2/3 D2C audience. UPI captured 84% of payments (vs 67% with Razorpay default). Overall checkout conversion +14%.
+14% checkout conversion
Restaurant
Restaurant chain — Online + offline unified PhonePe
Built PhonePe ForBusiness for 24-outlet restaurant chain — online ordering + retail counter QR + soundbox. Single dashboard for ops; reconciliation automated.
24 outlets, 1 dashboard
EdTech
EdTech — In-app SDK for vernacular learning app
Integrated PhonePe in-app SDK for Hindi-medium learning app targeting tier-2/3. PhonePe in-app conversion 91% vs 76% with redirect flow.
+15 ppt in-app conversion
Why Us vs Alternatives
Why Codingclave for PhonePe Integration
A side-by-side comparison vs hiring a freelancer or another agency.
| Feature | Codingclave (Us) | Freelancer | Other Agency |
|---|---|---|---|
| Tier-2/3 UPI optimization | PhonePe-first UX | Generic UPI | Generic UPI |
| Online + offline unified | ForBusiness configured | Online only | Charged extra |
| In-app deep link SDK | Switch SDK shipped | Rarely done | Special service |
| Time to launch | 7 working days | 15-30 days | 30-45 days |
| Pricing transparency | Fixed price | Hourly | Inflated |
★ 4.9
76 reviews
Talk to the Founder
Talk Directly to Ashish for Your PhonePe Integration
I personally review every PhonePe integration we ship — scope, pricing, and delivery timeline. With 200+ projects shipped since 2017, a 100% Job Success Score on Upwork, and 4.9★ on Google, my reputation is on every integration we deliver. If something breaks at 2 AM, I am the one fixing it.
200+
Projects
Since 2017
8 yrs experience
100%
Upwork JSS
< 2 hrs
Reply time
Lucknow, India · Available for calls in IST, GST, BST, EST · Free consultation
FAQ
PhonePe Integration — Common Questions
Everything teams ask before signing on.
Starts at just ₹4,999 for Standard checkout on one platform. Pro at ₹25,000-₹50,000 adds custom branded checkout, in-app SDK, PhonePe Switch deep links, GST invoicing. Enterprise (offline + online unified, multi-outlet retail) is custom — typically ₹85K-₹2L.
Pick PhonePe if: (1) your audience is Tier-2/3 cities (PhonePe dominates there), (2) you need online + offline unified, (3) you want PhonePe Switch super-app placement. Razorpay wins for: best dev experience + SaaS billing. Paytm wins for: Paytm Wallet audiences + Postpaid BNPL.
Standard checkout: 4-6 days. Pro tier with custom checkout, in-app SDK, Switch: 8-12 days. ForBusiness multi-outlet retail rollout: 15-30 days.
Yes — all three. Shopify uses PhonePe's native Shopify app. WooCommerce uses the official plugin. Custom stacks (Next.js, Laravel, Node.js, Flutter, React Native) get clean SDK integration.
PhonePe Switch is a super-app feature — your business gets listed inside PhonePe with a deep link from PhonePe's home screen. Customers transact without leaving PhonePe. Powerful for travel, food, services, and commerce. Worth integrating if your audience overlaps with PhonePe's 500M+ user base.
Yes. PhonePe ForBusiness gives you retail QR codes, soundbox (audio confirmation), and a unified dashboard for online + offline payments. We have shipped multi-outlet retail rollouts (10-50 outlets) with auto-reconciliation.
Pay-as-you-go at ₹2,500/hr or SLA at ₹6,000/month with 4-hour response. ~50% of clients move to SLA.
Let's Talk
Ready to Build Something Great?
Talk to Ashish Sharma. Share your PhonePe integration scope, get a fixed-price quote in 24 hours.
Reply Within 2 Hours
We respond fast. No waiting days for a callback or email. Get answers quickly.
100% Free Consultation
Tell us your idea. We'll give you an honest estimate, tech recommendations, and a roadmap — free.
200+ Projects Shipped
From government websites to SaaS products — we've delivered at every scale since 2017.
★4.9
100%
Upwork JSS
200+
Projects