Payment Gateways — India

PhonePe Integration Services

PhonePe Business integrated for online + offline payments and India's biggest UPI base.

★ 4.9 · 76 reviewsTop Rated Upwork · 100% JSSStarting from ₹5.0K

PhonePe processes ~46% of UPI transactions in India — the dominant UPI app with 500M+ users. We integrate PhonePe Payment Gateway for online checkout (web + mobile + app SDK), PhonePe ForBusiness for offline retail QR + soundbox, and PhonePe Switch for super-app deep links. Especially relevant if your audience is Tier-2/3 cities, retail, or anywhere UPI is the default checkout method.

Why Hire Us

Why Teams Choose Us for PhonePe Integration

Specifics that matter when you are betting your business on a PhonePe integration.

01

PhonePe = 46% of India's UPI — best for Tier-2/3 audiences

PhonePe captures 46% of UPI transactions in India and dominates Tier-2/3 cities. For audiences in Lucknow, Indore, Patna, Bhopal, Coimbatore — PhonePe-first checkout converts 8-15% better than Razorpay default UPI.

02

PhonePe ForBusiness offline + online unified

For brands selling both online + retail, PhonePe lets you unify both — same dashboard, same MDR, same settlement. We integrate online checkout AND retail QR/soundbox flows in one project.

03

In-app PhonePe deep link SDK for super-app placement

Get your business listed inside the PhonePe super-app — customers transact without leaving PhonePe. We handle the deep link SDK + listing approval. Especially powerful for travel, food, and services.

04

Lower MDR for UPI volume than Razorpay/PayU

PhonePe's UPI MDR is competitive at scale. For brands processing ₹50L+/month with 70%+ UPI traffic, switching from Razorpay UPI to PhonePe UPI saves 0.3-0.5% MDR.

What's Included

Everything You Get in a PhonePe Integration

No fine print, no surprise add-ons. Every line below is included in our scope.

PhonePe Business merchant account setup
Web checkout integration (Standard or Custom)
In-app SDK for native iOS / Android
PhonePe Switch deep link SDK (super-app listing)
PhonePe ForBusiness offline retail QR config
Webhook + signature verification
Refund flow + admin trigger
GST-compliant invoicing
Settlement reconciliation
60 days post-launch support
Our Process

How We Ship Your PhonePe Integration

Day-by-day, with milestones you can hold us to.

1
Day 1

Audience audit + product mapping (web / app / offline)

Pick PhonePe Standard, Custom, In-App SDK, Switch, or ForBusiness based on use case.

2
Days 2-3

Backend integration + signature validation

Server-side PhonePe SDK with HMAC signature validation.

3
Days 4-5

Frontend / In-app / offline QR setup

Web checkout or native SDK or offline retail QR config.

4
Day 6

Testing across platforms

Live test transactions on real PhonePe accounts.

5
Day 7

Production go-live

Switch to live, GST invoicing wired. 60-day support starts.

Transparent Pricing

PhonePe Integration Pricing

Fixed-price tiers in INR (India pricing). Equivalents in other currencies shown for reference. No hourly billing surprises.

Starter

For small teams shipping fast

₹5.0K – ₹10.0K

$79 global · AED 600 UAE

4–6 days
  • Standard checkout integration
  • UPI + Cards + Net Banking
  • Webhook handler
  • Refund flow
  • 30 days support
Get Starter Quote Or WhatsApp us for instant reply
⭐ Most Picked

Pro

For growing businesses needing the full feature set

₹25K – ₹50K

$549 global · AED 3,000 UAE

8–12 days
  • Custom checkout (branded)
  • In-app SDK for native iOS/Android
  • PhonePe Switch deep link integration
  • GST invoicing
  • Settlement reconciliation
  • 60 days support
Get Pro Quote Or WhatsApp us for instant reply

Enterprise

For complex flows, marketplaces, and scale

Custom Quote

Priced per scope

15+ days
  • PhonePe ForBusiness offline + online unified
  • Multi-outlet retail rollout
  • Custom risk rules
  • Dedicated SLA
  • Quarterly review
Talk to Founder
Tech Stacks

We Integrate PhonePe Across Every Major Stack

Your tech stack does not change our pricing. Pick yours below to see relevant work.

Industries

Trusted by PhonePe Users in These Industries

Industry-specific patterns, compliance, and proven flows.

Case Studies

Real PhonePe Integrations We Shipped

Specific outcomes, not vague testimonials.

E-commerce

Tier-2 D2C brand — PhonePe-first checkout (UPI 84%)

Made PhonePe UPI the highlighted method for Tier-2/3 D2C audience. UPI captured 84% of payments (vs 67% with Razorpay default). Overall checkout conversion +14%.

+14% checkout conversion

Restaurant

Restaurant chain — Online + offline unified PhonePe

Built PhonePe ForBusiness for 24-outlet restaurant chain — online ordering + retail counter QR + soundbox. Single dashboard for ops; reconciliation automated.

24 outlets, 1 dashboard

EdTech

EdTech — In-app SDK for vernacular learning app

Integrated PhonePe in-app SDK for Hindi-medium learning app targeting tier-2/3. PhonePe in-app conversion 91% vs 76% with redirect flow.

+15 ppt in-app conversion

Why Us vs Alternatives

Why Codingclave for PhonePe Integration

A side-by-side comparison vs hiring a freelancer or another agency.

FeatureCodingclave (Us)FreelancerOther Agency
Tier-2/3 UPI optimizationPhonePe-first UXGeneric UPIGeneric UPI
Online + offline unifiedForBusiness configuredOnline onlyCharged extra
In-app deep link SDKSwitch SDK shippedRarely doneSpecial service
Time to launch7 working days15-30 days30-45 days
Pricing transparencyFixed priceHourlyInflated
Ashish Sharma — Founder of Codingclave, PhonePe integration expert
★ 4.9
76 reviews
Talk to the Founder

Talk Directly to Ashish for Your PhonePe Integration

I personally review every PhonePe integration we ship — scope, pricing, and delivery timeline. With 200+ projects shipped since 2017, a 100% Job Success Score on Upwork, and 4.9★ on Google, my reputation is on every integration we deliver. If something breaks at 2 AM, I am the one fixing it.

200+
Projects
Since 2017
8 yrs experience
100%
Upwork JSS
< 2 hrs
Reply time

Lucknow, India · Available for calls in IST, GST, BST, EST · Free consultation

FAQ

PhonePe Integration — Common Questions

Everything teams ask before signing on.

Starts at just ₹4,999 for Standard checkout on one platform. Pro at ₹25,000-₹50,000 adds custom branded checkout, in-app SDK, PhonePe Switch deep links, GST invoicing. Enterprise (offline + online unified, multi-outlet retail) is custom — typically ₹85K-₹2L.

Pick PhonePe if: (1) your audience is Tier-2/3 cities (PhonePe dominates there), (2) you need online + offline unified, (3) you want PhonePe Switch super-app placement. Razorpay wins for: best dev experience + SaaS billing. Paytm wins for: Paytm Wallet audiences + Postpaid BNPL.

Standard checkout: 4-6 days. Pro tier with custom checkout, in-app SDK, Switch: 8-12 days. ForBusiness multi-outlet retail rollout: 15-30 days.

Yes — all three. Shopify uses PhonePe's native Shopify app. WooCommerce uses the official plugin. Custom stacks (Next.js, Laravel, Node.js, Flutter, React Native) get clean SDK integration.

PhonePe Switch is a super-app feature — your business gets listed inside PhonePe with a deep link from PhonePe's home screen. Customers transact without leaving PhonePe. Powerful for travel, food, services, and commerce. Worth integrating if your audience overlaps with PhonePe's 500M+ user base.

Yes. PhonePe ForBusiness gives you retail QR codes, soundbox (audio confirmation), and a unified dashboard for online + offline payments. We have shipped multi-outlet retail rollouts (10-50 outlets) with auto-reconciliation.

Pay-as-you-go at ₹2,500/hr or SLA at ₹6,000/month with 4-hour response. ~50% of clients move to SLA.

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Let's Talk

Ready to Build Something Great?

Talk to Ashish Sharma. Share your PhonePe integration scope, get a fixed-price quote in 24 hours.

Reply Within 2 Hours

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100% Free Consultation

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200+ Projects Shipped

From government websites to SaaS products — we've delivered at every scale since 2017.

★4.9

Google

100%

Upwork JSS

200+

Projects