Payment Gateways — Gulf / UAE

Mada Integration Services

Mada integrated for KSA e-commerce — mandatory Saudi national debit network in 7 days.

★ 4.9 · 76 reviewsTop Rated Upwork · 100% JSSStarting from SAR 600

Mada is Saudi Arabia's national electronic payment network — the dominant debit card scheme issued by all KSA banks (Al Rajhi, SNB, Riyad Bank, Alinma, etc.). For any merchant serving KSA customers, Mada is effectively mandatory — Visa/Mastercard adoption is far lower than Mada in domestic Saudi commerce. We integrate Mada via aggregators (PayTabs, Telr, Checkout.com, MyFatoorah) with KSA-first checkout UX, Arabic RTL, and ZATCA-compliant invoicing.

Why Hire Us

Why Teams Choose Us for Mada Integration

Specifics that matter when you are betting your business on a Mada integration.

01

Mada specialists for KSA market — 20+ integrations

KSA commerce without Mada is broken — Mada cards from Al Rajhi, SNB, Riyad Bank, Alinma, etc. outnumber Visa/Mastercard by 3-5x in domestic transactions. We have shipped 20+ Mada integrations across UAE→KSA expansions, KSA-only merchants, and GCC marketplaces.

02

Mada via PayTabs / Telr / Checkout.com — pick the best

Mada must be integrated via SAMA-approved aggregators (Mada cannot be direct-integrated by foreign agencies). We compare PayTabs / Telr / Checkout.com / MyFatoorah for your specific KSA volume and pick the lowest-MDR option.

03

Mada-first checkout UX — Arabic RTL + halal copy

For KSA-primary audiences, Mada must be the highlighted/default method. We build Arabic RTL UI, Mada-prominent placement, and copy that aligns with halal sensibilities (no riba/interest framing).

04

ZATCA-compliant e-invoicing for KSA businesses

KSA mandates e-invoicing via ZATCA (Phase 1 + Phase 2) for VAT compliance. We build ZATCA-compliant invoice generation that meets the FATOORA platform requirements — auto-generated tax invoices with QR codes, hash chain, and digital signatures.

What's Included

Everything You Get in a Mada Integration

No fine print, no surprise add-ons. Every line below is included in our scope.

Aggregator (PayTabs/Telr/Checkout.com/MyFatoorah) merchant setup
Mada checkout integration via aggregator API
Apple Pay + Mada combined checkout (Mada through Apple Pay)
Visa + Mastercard alongside Mada
Arabic RTL checkout UI
ZATCA Phase 1 / Phase 2 e-invoicing
Webhook + signature verification
Refund flow + admin trigger
SAR settlement reconciliation
90 days post-launch support
Our Process

How We Ship Your Mada Integration

Day-by-day, with milestones you can hold us to.

1
Day 1

KSA volume audit + aggregator selection

Compare PayTabs / Telr / Checkout.com / MyFatoorah for your KSA volume; pick lowest MDR. Quote in 24 hrs.

2
Days 2-3

Aggregator merchant setup + API integration

Onboard with chosen aggregator, integrate Mada via their API.

3
Days 4-5

Mada-first checkout + Arabic RTL UI

Place Mada as highlighted method; Arabic right-to-left UI for KSA audience.

4
Day 6

ZATCA e-invoicing setup

Configure ZATCA-compliant tax invoice generation with QR + hash chain.

5
Day 7

Testing + go-live

Test transactions across Mada, Apple Pay, Visa, Mastercard; switch to live. 90-day support starts.

Transparent Pricing

Mada Integration Pricing

Fixed-price tiers in SAR (Saudi Arabia pricing). Equivalents in other currencies shown for reference. No hourly billing surprises.

Starter

For small teams shipping fast

SAR 600 – SAR 1,200

$159 global · AED 600 UAE

4–6 days
  • Mada via aggregator setup
  • Single platform integration
  • Mada + Visa/Mastercard configured
  • Webhook handler
  • 30 days support
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⭐ Most Picked

Pro

For growing businesses needing the full feature set

SAR 3,000 – SAR 6,000

$799 global · AED 3,000 UAE

7–10 days
  • Mada-first KSA-optimized checkout
  • Arabic RTL UI
  • Apple Pay + Mada combined
  • ZATCA Phase 1/2 e-invoicing
  • SAR settlement reconciliation
  • 90 days support
Get Pro Quote Or WhatsApp us for instant reply

Enterprise

For complex flows, marketplaces, and scale

Custom Quote

Priced per scope

14+ days
  • Multi-acquirer routing for lowest MDR
  • KSA Phase 2 ZATCA full integration with FATOORA
  • Halal-compliance copy review
  • Dedicated SLA
  • Quarterly compliance review
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Tech Stacks

We Integrate Mada Across Every Major Stack

Your tech stack does not change our pricing. Pick yours below to see relevant work.

Industries

Trusted by Mada Users in These Industries

Industry-specific patterns, compliance, and proven flows.

Case Studies

Real Mada Integrations We Shipped

Specific outcomes, not vague testimonials.

Fashion

KSA fashion brand — Mada-first + Apple Pay (78% Mada)

Built Mada-first checkout via PayTabs for KSA fashion brand. Mada captured 78% of payments, Apple Pay 14%, Visa/Mastercard 8%. Conversion rate matched UAE benchmark within 6 weeks.

Mada: 78% adoption

E-commerce

UAE→KSA expansion — Mada via Telr

UAE D2C brand expanded to KSA in 4 weeks by adding Mada via Telr. KSA conversion 4.1% (vs UAE 4.6%). ZATCA Phase 1 e-invoicing live from day 1.

4-week KSA launch

Food Delivery

KSA food delivery — Mada in iOS app + Arabic RTL

Built KSA food delivery iOS app with Mada via Checkout.com + Arabic RTL UI. App store rating 4.6; Mada captured 71% of orders.

App rating 4.6, Mada 71%

Why Us vs Alternatives

Why Codingclave for Mada Integration

A side-by-side comparison vs hiring a freelancer or another agency.

FeatureCodingclave (Us)FreelancerOther Agency
Aggregator selection (lowest MDR)Compare 4 optionsDefault to oneDefault to one
Mada-first KSA UXArabic RTL + Mada highlightedGeneric checkoutGeneric checkout
ZATCA e-invoicingPhase 1/2 built-inSkippedCharged extra
Time to launch7 working days14-30 days21-45 days
Pricing transparencyFixed price in SARHourlyInflated
Ashish Sharma — Founder of Codingclave, Mada integration expert
★ 4.9
76 reviews
Talk to the Founder

Talk Directly to Ashish for Your Mada Integration

I personally review every Mada integration we ship — scope, pricing, and delivery timeline. With 200+ projects shipped since 2017, a 100% Job Success Score on Upwork, and 4.9★ on Google, my reputation is on every integration we deliver. If something breaks at 2 AM, I am the one fixing it.

200+
Projects
Since 2017
8 yrs experience
100%
Upwork JSS
< 2 hrs
Reply time

Lucknow, India · Available for calls in IST, GST, BST, EST · Free consultation

FAQ

Mada Integration — Common Questions

Everything teams ask before signing on.

Starts at SAR 600 for basic Mada via aggregator on one platform. Pro at SAR 3,000-SAR 6,000 adds KSA-optimized checkout with Arabic RTL, Apple Pay + Mada combined, ZATCA Phase 1/2 e-invoicing. Enterprise (multi-acquirer routing, Phase 2 full integration) is custom — typically SAR 10,000-SAR 30,000.

In Saudi Arabia, Mada debit cards from local banks (Al Rajhi, SNB, Riyad Bank, Alinma, etc.) outnumber Visa/Mastercard by 3-5x in domestic transactions. Most Saudis prefer Mada for: (1) familiarity, (2) instant bank-account debit, (3) no card-issuer fees, (4) SAMA regulatory alignment. Without Mada, you lose 50-70% of potential checkouts.

Direct Mada integration is restricted to SAMA-licensed acquirers and Saudi banks — not available to foreign agencies. We integrate Mada via SAMA-approved aggregators (PayTabs, Telr, Checkout.com, MyFatoorah) which all support Mada natively. We compare and pick the lowest-MDR option for your volume.

Yes — and this is a strong UX move. Saudi Mada cards work via Apple Pay (with merchant-side Apple Pay enabled). For premium KSA audiences (especially iPhone-heavy), Mada via Apple Pay typically captures 15-30% of iOS checkout.

ZATCA (Zakat, Tax and Customs Authority) is Saudi's tax authority. ZATCA mandates e-invoicing for all VAT-registered businesses — Phase 1 (QR + structured invoices, mandatory since 2021) and Phase 2 (integration with FATOORA platform, rolling out by tier). We build ZATCA-compliant invoice generation as part of every KSA integration.

Mada (KSA): Saudi Arabia national debit, mandatory for Saudi commerce. KNET (Kuwait): Kuwait national debit, mandatory for Kuwait commerce. UAE cards: standard Visa/Mastercard plus Network International local processing. Each is country-specific and required for serving that country's domestic audience.

Yes — via the aggregators (PayTabs, Telr, MyFatoorah, Checkout.com), all of whom have Shopify apps + WooCommerce plugins + REST APIs. Custom stacks (Next.js, Laravel, Node.js) get clean API integration via the chosen aggregator.

Pay-as-you-go at SAR 280/hr or SLA at SAR 800/month with 4-hour response. ~70% of KSA clients move to SLA.

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200+ Projects Shipped

From government websites to SaaS products — we've delivered at every scale since 2017.

★4.9

Google

100%

Upwork JSS

200+

Projects